How Payments Work at Spinsup
PayID lands in seconds, crypto isn't far behind, and bank transfer withdrawals need patience. Here's the detail on every option we offer AU players.
Payment Methods at Spinsup, Explained
Last updated: September 6, 2026
We built our payment options around how Australians actually move money: PayID for speed, cards for familiarity, crypto for players who want it, and bank transfer as the fallback. Below is what to expect from each, in AUD, with realistic timing.
PayID: our fastest deposit and withdrawal rail
PayID is the default choice for most of our AU players and for good reason. It links to your mobile number or email through your Australian bank, so there's no card number to type and no BSB and account number to double-check. Deposits using PayID are typically instant, meaning the funds are in your Spinsup balance before you've finished refreshing the page.
Withdrawals via PayID are the fastest way to get money back out too. Once our team clears a withdrawal request, PayID transfers usually land in your bank account within minutes, often the same hour if the request is processed during standard support hours. It's the closest thing we offer to a same-day cashout.
POLi: bank-grade deposits without a card
POLi lets you deposit directly from your online banking login, no card details stored anywhere. It's a solid alternative if your bank doesn't have PayID set up yet, or if you'd rather authorise the payment through your own banking app. Deposits clear quickly, usually within a few minutes, though POLi is deposit-only, so withdrawals are paid out through PayID or bank transfer instead.
Visa and Mastercard: the familiar option
Straightforward card deposits work exactly as you'd expect: enter your details once, and most returning players save the card for next time. Card deposits process instantly. Card withdrawals, where offered, tend to take longer than PayID because of standard bank processing on the receiving end, generally a few business days rather than a few minutes.
Cryptocurrency: Bitcoin, Ethereum and USDT
We accept Bitcoin, Ethereum and Tether (USDT) for players who prefer to move funds without touching a bank account at all. Crypto deposits confirm once the network verifies the transaction, which for Bitcoin can take anywhere from around 10 minutes to an hour depending on network congestion, while Ethereum and USDT transactions on faster networks often confirm in just a few minutes.
Crypto withdrawals from Spinsup are processed on our end similarly to PayID, quick once approved, but the final arrival time still depends on blockchain confirmation speed rather than us. In practice, most crypto withdrawals land faster than a bank transfer and roughly in line with PayID, sometimes a touch slower during high network demand.
Bank Transfer: reliable, but the slowest option
Traditional bank transfer is available for players who prefer it or as a backup when other methods aren't suitable. Deposits by bank transfer can take longer to clear than PayID or card, since they rely on standard interbank processing rather than instant payment rails. Withdrawals by bank transfer are the slowest method we offer. Where PayID might return your funds within the hour, a bank transfer withdrawal can take several business days to actually settle in your account, particularly around weekends and public holidays when banks aren't processing.
Currency and limits
All transactions on Spinsup are handled in AUD, so there's no currency conversion to worry about with PayID, POLi, card or bank transfer. Crypto deposits are converted to your AUD balance at the prevailing rate when the transaction confirms. Minimum and maximum limits vary by method and are shown at the cashier before you confirm a deposit or withdrawal.
Before you withdraw
- Verify your identity early. Withdrawals process faster once your account is verified, so don't leave it until you want to cash out.
- Match your withdrawal method to your deposit method where possible. It keeps processing simple and avoids extra checks.
- Check any active bonus wagering requirements first. T&Cs apply to all bonus offers, and unfinished wagering can hold up a withdrawal.
- Withdrawal requests submitted outside support hours are queued and processed as soon as our team is back online.
Support hours
Our support team works Australian time zones in English, so if a payment looks stuck or you're unsure which method suits you, reach out and we'll walk you through it rather than leaving you guessing.
Related pages: check the Bonus page for current welcome offer terms, browse Pokies for where your deposit goes furthest, or see VIP Club for how loyalty status can affect withdrawal handling. Ready to fund your account? Head to Register to get started.
Payment Methods at Spinsup, Explained
What's the fastest way to deposit AUD at Spinsup?
PayID is the fastest deposit method we offer. Funds typically appear in your Spinsup balance almost instantly after you authorise the transfer through your bank.
Is PayID or crypto faster for withdrawals?
They're comparable. PayID withdrawals usually land within minutes once approved. Crypto withdrawals depend on blockchain confirmation, which can be a few minutes for USDT or Ethereum, or up to an hour for Bitcoin during busy periods.
Why is my bank transfer withdrawal taking longer than PayID?
Bank transfer relies on standard interbank processing rather than instant payment rails, so it can take several business days to settle, especially over weekends or public holidays. PayID uses Australia's instant payments infrastructure, which is why it's quicker.
Do I need to verify my identity before withdrawing?
Yes. Verifying your identity ahead of time speeds up withdrawal processing for any method. We recommend completing verification soon after signing up rather than waiting until you want to cash out.
Can I deposit with POLi and withdraw with a different method?
Yes. POLi is deposit-only, so any withdrawal will go out via PayID, bank transfer or another supported method depending on what's available on your account.